Thursday, April 28, 2011

Job Interview

Last week I applied for a job on a whim, not expecting much response because it is probably one of the more desirable service industry positions in Austin. On Monday I got an e-mail requesting a phone interview. A couple of phone conversations later I was offered an on-location interview for today.

I've been too excited to think straight ever since. This job meets and exceeds my dream job criteria: reasonable wage and health benefits, two week paid vacation, 35-40 hour work week, 8 miles away and very close to multiple public transport options, relaxed dress code and atmosphere, room to grow, and flexible scheduling to accommodate babysitting! It's perfect.

After work on Tuesday I went to Savers to spend a gift card on interview clothing. I got three new shirts and a simple black cotton skirt for just under $20. Wednesday after work I replaced the co-op washing machine motor/drain pump, which was very disgusting and difficult and empowering at once. Then Darling and I went to a game night Raja and Xy were hosting.

This morning Raja was super sweet and helped me prepared for the interview. She did my hair, approved of my outfit, and gave me a ride.

The interview itself felt like the best I've ever had. I feel really, really confident and happy. Thus blogging about it. I've learned over and over again not to obsess over what might be in this little chronicle, not to post every little dream and hope and desire because, lets face it, failure sucks without it being public knowledge. So I didn't write about this company when I turned in an application, or when I got the e-mail, or had the phone interview...But all that happened and it's perfectly reasonable to talk about it.

I'll know whether or not the job is mine next week. I'll totally be on edge until then. This job could change everything about my lifestyle: it will offer me a degree of stability and security I've never enjoyed. And it will require a certain dedication on my part, not only to the business but to a specific way of life. After years of living on tips, working over-time, juggling jobs, and otherwise thriving on flux and freedom, my budget will succumb to routine. If I get the job. If not, then, life goes on. And that's okay too :)

Sunday, April 24, 2011

Week In Review

Wednesday I had my first day off in thirteen days and a long list of tasks. Fortunately some of those tasks could be delegated away (a house mate offered to do the shopping), but I still had to pay the biggest freaking phone bill ever, make a run to the bank, and pop into the library.

The library and I are on good terms again and I went almost every other day last week. I've been reading about Buddhism and am really fascinated by all the different sects or whatever. There are Shambhala Buddhists and Zen Buddhists and Tibetan Buddhists. Some edge up close to Hindus and their crazy awesome extreme gods and others deny any association with anything outside the mind's perception at all (because, of course, nothing is outside). It's amazing to have read the gentle, loving lectures of Chogan Trungpa, and then read about his wild drunken parties in Bhagavan Das's spiritual memoir.

I'm interested in Buddhism because a few months ago Darling started a meditation practice (more of a Zazen practice, really: no mantra, no visualization, just following the breath). He made this choice after attending a single meditation class that discussed posture and breath. I don't know what he or I was expecting, but the results have been at the same time practically imperceptible and totally unbelievable. The best way I can describe it is to say that my already calm, sensitive, mature and caring husband is even more so. And his posture is fantastic.

Wednesday night we went to our first group meditation at the Shambhala center. Darling and I were like the Goofus and Gallant of beginner meditation: he had developed discipline and poise through daily practice. I never made myself sit still for a full five minutes at a time. I spent the half hour fidgeting and resolving to follow my husband's lead.

Thursday was my last day at the coffee shop. My intention was to work until May, but the new hire wanted to start ASAP and my manager offered to let me off early. I've been so over that job for so long that it was too easy to get out while the getting was good. Plus, the reality of working 13+ days straight was beginning to wear on me. After clocking out and heading home for a cup of coffee (obviously), Darling and I took a walk down to Barton Springs. The water was so cool and refreshing and cleansing. Afterward Darling and I meditated on the grass.

I worked a good lunch shift on Friday but ended up spending a lot of that money with Ambi at a local co-op brewery. We then tried to fix the co-op washing machine, which died last week. A little fan part of the pump had broken, so she rebuilt it with some crazy UV epoxy and glued it back to the...um, spinny bit. We played a game of Scrabble while waiting for the glue to dry, put everything back together, started a load, and witnessed the thing break down all over again. Not long ago we had to repair the drain hose, so some members of the co-op are ready to replace the entire machine. In my opinion we have much bigger fish to fry when it comes to maintenance. I'd rather wrap the thing in duct tape and dunk it in super glue and, yes, pay a technician to replace every single part until the drum rusts through completely, but that's just me. If we do replace it, we'll get something new, which is high on my list of unpleasant activities.

Following the theme of broken appliances: yesterday I got a call from my boss telling me the restaurant dishwasher broke down and might not be repaired until Tuesday, which means we couldn't open and at least one of my shifts is canceled. I made a conscious effort to see this as a healthy unexpected vacation rather than a financial emergency and proceeded to tackle the plethora of tasks that have been neglected since...well, November. At the top of the list was the colossal task of cleaning my room.

When I complained about the mess to Ambi the night before, she pointed out that the room is cluttered but not actually dirty. Darling handles the dirt really well. He is the one to whom it occurs to scrub toilets and change bedsheets. I am the one who decides that our collection of expired bus tickets should be trashed, paperwork should be filed, and books should be on the bookshelf. And because I had not done that in months, piles of all this clutter had amassed and been tucked "neatly" away under tables, on chairs, beside the bed, in my sewing and knitting baskets, on the dresser, and pretty much anywhere else that didn't defy the laws of gravity. After about five hours of work the room looked amazingly empty and strangely, more cluttered and dirty than before because all the junk had been chased out of hiding. I took the opportunity to clean and paint the bookshelf we dragged home several months ago, which had clearly lived outside for a goodly long while and was pretty disgusting.

After the bookshelf was finished there was probably about an hour's more cleaning to do, but I didn't get to wrap it up last night because Em wanted to bake Rin's birthday cake. Em is all about the really delicate baking pursuits right now: the cooked frostings and sponge cakes that are normally too big a pain in the butt for me to bother with. She's produced some really amazing stuff, but last night's results totally collapsed upon cooling. I'm going to make another go at it today.

Saturday, April 16, 2011

Garage Sale Part II

This morning I awoke at five in the morning for Part II of our garage sale. Bo and I lugged everything into the driveway, then woke up Em, SK, and Rin to arrange everything nicely. As they did that I made breakfast: Migas, blueberry muffins, yogurt with honey, sliced cantaloupe and oranges, and baked apples with cinnamon and brown sugar. It was a lot of work for little return: by 11 a.m. we only made $20. I retired inside, took a bath, and passed out for several hours. Darling and BS cleaned up behind us, SK and Bo will be making a few dozen runs to the charity shop. I intend to chill out until my shift at work tonight.

This was the co-ops last-ditch effort in fund-raising for maintenance repairs/lawyer bills. We did really well overall, earning just over $1000, but there's still a good chance that rent will go up. We'll probably know after tomorrow's board meeting. The cost for for single folks living in the house is still atrociously low for this area, and Darling and I are still spending less on room and board than we did as renters, but pretty soon I'd like to look at the numbers and know how much less. I'm even beginning to wonder if Austin is becoming too expensive over all...

Friday, April 15, 2011

Work Notice

Today I gave notice at the coffee shop. I couldn't handle the thought of working many more six-day weeks. Come May I will be devoted to one job only...well, that and my one house cleaning job, which takes me all of six hours a month.

So far 2011 has been the year of employment-frustration. I'm really trying to reach a point in which I can work a single job, earn a reasonable amount of money, and not worry that my employers haven't told me they are going out of business next week. In 2008 I thought that the solution was more education, but life (and homeland security) got in the way and by the time I realized what was happening, my sparse knowledge was obsolete. Since then I've come to terms with the fact that what I do for a living does not have to define me, but it will if I don't have time for anything else in life.

So, the qualifications for a dream job/my next job are as follows:

* 35-40 hours a week, every week, except for paid vacation
* At least 2 weeks paid vacation
* Reasonable Wage and health benefits
* Fridays off for the next year (I'm on Godbaby duty)
* Room to grow
* 10 miles away via nice bike path and public transportation.
* Very relaxed dress code
* No access to irresistibly delicious flaky pastries.

My current job has most of those qualities (no health benefits and I'm lucky to work 40 hours a month), so I'm not going to fly the coop until I find something really worthwhile to replace it. I'm definitely not going to work two jobs again any time soon, though. May should be an exciting adventure in part-time wages...I wonder what it will do to my debt service plan?

Wednesday, April 13, 2011

Birthday Spender

So much going on here at the Softly Household! Particularly in the wallet department.

For starts, I fell in love with our android phones despite the massive price tag on a supposedly "free" device. Then I got the first bill, at which point I had a serious chat with the other love of my life.

Upon further research, Darling confirmed that our service is not affordable, and we've decided to send them back within the thirty day window. I am now in mourning, and feeling rather bitter about our upcoming visit to the Cricket Store. We'll see what Droids cost on a pay-as-you-go basis.

My birthday was Saturday, but I decided to take the entire weekend off to celebrate. So after working all day Thursday I scanned my bank balance and decided to transfer the majority of our cash into our savings account. This simple transaction left me with more than enough cash to cushion any "emergency" birthday spending.

And there was spending. A dinner out, a replacement bag, first a trip to the grocery store when my carnivorous family arrived having forgotten to bring their own meat (oh, the things I will do to quell their whining...), another trip for beer and soda. Whatever. We had a great time. A full report to follow, and I certainly didn't track every penny...though I'm trying to account for most of them in retrospect.

Darling and I rode our bikes about 26 miles home on Sunday and I could barely drag myself up for work on Monday. Tuesday I worked a double shift, and today I was called in to cover a wounded co-worker. Despite my fatigue I made a bank run directly after work today, satisfied that, despite our well-planned spending spree, Darling and I don't really have any financial catching up to do. We just need to pay that massive cell phone bill, make this week's debt payment, and start really focusing on rent.

Coming home and checking my balance online was a rude awakening. After this afternoon's deposit my balance is negative $40...and I've earned another $30 overdraft fee! Studying my debits, I caught my mistake: for the second month in a row, I wrongly assumed a student loan payment had cleared. By the time it did clear, there was just enough left to cover the transfer to savings...both of which I'd arranged on Thursday and forgotten about by Monday. Savvy, no?

I've been seriously planning on quitting the coffee shop job this week, but now I'm hesitant. Tired as I am of the nine-day-work-week, I desperately want to keep up with my debt payment schedule. I might be able to do so without the second job, but I'm not sure. First I need to survive a month without a tax-refund-shaped cushion.

I'm hoping May will mirror February. Simple and straight forward, no big breaks or bills, no holidays or birthdays. No fifth Friday to knock my $650 a month debt commitment to over $800...but first, I have, like, seventeen more days to rock April.

Sunday, April 3, 2011

9/72

Yesterday I made the ninth payment of $162.50 to the student loan company. Only 63 more to go!

Last month we chose between paying massive amounts of debt and building a savings fund. We went with the former, whittling away at our tax refund week after week. Now I wonder if we can keep up our momentum without that cushion. Every month is maddeningly different from the last. I'm still job hunting, of course, and much more likely to succeed now that I'll actually receive phone calls. I applied for a position today that I'm really hoping to hear from later this week. Theoretically our income could double in April. It's just as likely to diminish by half depending on my employers' moods. And I've known myself long enough to know that a doubled income isn't the answer to all our problems, that financial math is stickier than that.

Technically it's not the money at all I'm craving from a new job. It's the change. At this point it will likely take Darling and me 63 more weeks to become debt free...and in the meantime? No plane tickets, no road trips, no whimsical adventures, two-week notices, relocation, or major lifestyle experimentations. No moving to East Austin and adopting a dog. No high-tailing it to Bangalor to chill with Agni. No bicycling to San Diego to tell Beany how awesome she is, or going "home" to Virginia, or touring the English countryside. No purchasing a cheap travel trailer and a biodiesel truck to see what it's really like on the road, or moving to the country to work on a farm, or retiring to Twin Oaks or Yogaville, or, most discouraging, paying tuition to return to school. Not when I'm just sixty-three payments away from freedom. Not when I'm currently paying nearly $50 a month for the privilege of owing that debt.

I know this childish impatience is the reason I'm still paying this debt to begin with. I know that it will be over in the blink of an eye, relatively speaking. But still, the thought of needing to maintain a steady income - and therefore, a consistent lifestyle - is totally maddening. For me, the root of debt freedom is that of movement and flexibility: not needing a type of job, a style of living, a daily routine. Being able to wake up one morning in New Orleans, spend the day writing a noir detective novel, work that evening in a grocery store, and take off for Nepal the next afternoon with a shoulder bag, my husband, and a passport...it doesn't seem like so much to ask. And it would be affordable, too, if not for that niggling "minimum payment," an ever-blooming balance of money owed like a cancer on my psyche.

So...63 more payments. The only thing that can really change is income, and the only direction we can go with that is up, really, for various reasons. Which means job hunting, in the most traditional, non-romantic way, and continuing to work at the jobs I do have, and continuing to support my husband in his own endeavors...for 63 more payments.

Friday, April 1, 2011

What Time Is It?

The Last Asparagus Of The Season
Debt Time!

Well, at least so far as March went. I spent roughly sixty-seven and a half hours of my life paying off debt last month! The next largest amount of time I spent on any single endeavor was a meager fifty-one hours on rent!

Sadly, the third most expensive category of my budget was "lazy spending," which encompasses every expense incurred as result of my sloth. This month I paid $15 not to make a phone call, $30 not to go to the bank, and $205 not to read my mail. In hourly terms, it took me nearly 12 hours not to do this stuff in March, all three of which were done today before noon today.Fortunately, the first won't happen again and the latter will be refunded. And I've gone to the bank at least three times this week, so maybe I learned my lesson.

I spent nearly nine hours paying for Darling's vision and dental appointments this month. On the bright side, he has finally been issued a clean bill of dental health! Hopefully I'll follow suite after my dental appointment this month.

The phones cost us seven hours. And they were worth every penny.

Saving $300 By Being Less Lazy Than Usual

I'd fallen into a bit of a funk regarding my mailbox, ignoring all but the most pressing bills and information. I gave most notices the briefest of scans, tossing them aside or back into the box for "later."


Tallying my net worth last night was a rude awakening. $211 was being transferred out of my account to renew my dental discount plan! Last year that program saved me over $300 in root canal fees, more than paying for itself. This year I'm on the MAP insurance plan, which means the dentist visits that must be scheduled six months in advance only cost $10, and a surgery will only cost $30. So I'd decided not to renew the plan, but didn't actually read the letter telling me that my membership would be automatically renewed unless I took two minutes to make a phone call!!!

Fortunately I made that phone call this morning and was assured a refund in the next few days. Since I was canceling memberships anyway, I finally went ahead and ended my subscription to a sustainable energy company which has been automatically transferring $15 a month from my account for over three years. So, in less than half an hour on the phone this morning, I'll have saved myself over $300 over the course of 2011.