We have earned rent. We still owe our landlord $221.09, which I could hope to earn in the next couple of days so we can be done with him.
I have transferred $200 to the account from which I pay our lawyer. She is my favorite creditor, the only one from whom I believe we have received an actual service. I wouldn't default on her for the world. This is my second-to-last payment to her :)
Last week I gave my brother a check for $50. I still owe him another $550, but thankfully he is very patient with us.
I really need to catch up on my student loans, but I refuse to break a sweat about it. They purchased my debt without my permission while I was arranging a consolidation deal with another company. And they have repeatedly denied my right to income-based deferment. Someday soon all of my energy will be spent on earning enough spare cash to get them out of my life, in the meantime they will have to be satisfied dinging my credit rating.
On the bright side of life, I separated and re-potted my tomato seedlings. They were sprouted in a single large pot that I kept by my bed and watered twice a day. Now I have about seven in the ground (making eleven total) and another twenty in containers. The containers will be my back-up toms until I'm convinced the grounded ones will all live, then I will probably give the rest away (or sell for 50 cents each). I also have four seedling that might be cucumbers, and discovered six chard seedlings in the garden I had given up sprouting (I think they are chard, I've planted - and given up on - so many things in that area!).
Since my very simple sprouting technique worked so well with toms, I decided to try my hand at sprouting saved seeds for the first time. Darling and I set aside green pepper seeds late last Summer and harvested lufa seeds from the vegetable sponge my Mom gave us. They are now living (I hope) in two pots on our bedside table.
Saturday, March 28, 2009
Thursday, March 26, 2009
Stretched Thin
Yesterday Darling arrived at what was meant to be his new job to find he had already been replaced. Both owners - a married couple - had hired someone over the weekend without telling the other, and the wife's choice came first. However, Darling has been promised first dibs on the next opportunity.
The manager handling Darling's potential hiring at his other prospect is currently on vacation. So we are still playing the waiting/hunting game.
I have reached a strange point financially, which can be summed up in three words: I don't care. This was achieved after dealing with much nonsense the past several months from people handling my bills and accounts. HR at work hasn't been offered a payment in at least 6 weeks - but she still hasn't given me an account history. My landlord, through whom I pay my utilities, spent three months revamping the way he does bills. He wanted us to continue paying whatever we thought was appropriate, and promised to credit us any overpayment, but Darling and I were wary of his reputation for pocketing deposits and basically ripping tenants off, so we purposefully underpaid. Then we received a much higher bill than we were expecting. We let him know we would pay a little extra every month, which seems reasonable to me. Today he informed Darling that he would be subtracting what hasn't been paid from rent, and then charge everyone the rent late fees until they are caught up. I've been too busy/afraid to check our lease, but I'm fairly certain late rent fees are astronomical.
Even though I called and confirmed my qualification for loan deferment with my student lenders, they denied my application twice. I am behind with them as well.
So, I have my own Big Three: Creditors who have basically backed me into a corner financially, not been direct or honest with me, and want to charge me huge fees as a result of my inability to meet their deadlines.
Any one of these situations I could handle, but I simply don't have a spare thousand dollars to apease all three at once this month. And I've communicated this to them, and they all think they are the special exception that I will go above and beyond to satisfy. I don't regret in the slightest their inevetible dissapointment, and (in the case of my landlord and HR department) am willing to contact a lawyer if they continue to invent financial policies to attack me with.
The manager handling Darling's potential hiring at his other prospect is currently on vacation. So we are still playing the waiting/hunting game.
I have reached a strange point financially, which can be summed up in three words: I don't care. This was achieved after dealing with much nonsense the past several months from people handling my bills and accounts. HR at work hasn't been offered a payment in at least 6 weeks - but she still hasn't given me an account history. My landlord, through whom I pay my utilities, spent three months revamping the way he does bills. He wanted us to continue paying whatever we thought was appropriate, and promised to credit us any overpayment, but Darling and I were wary of his reputation for pocketing deposits and basically ripping tenants off, so we purposefully underpaid. Then we received a much higher bill than we were expecting. We let him know we would pay a little extra every month, which seems reasonable to me. Today he informed Darling that he would be subtracting what hasn't been paid from rent, and then charge everyone the rent late fees until they are caught up. I've been too busy/afraid to check our lease, but I'm fairly certain late rent fees are astronomical.
Even though I called and confirmed my qualification for loan deferment with my student lenders, they denied my application twice. I am behind with them as well.
So, I have my own Big Three: Creditors who have basically backed me into a corner financially, not been direct or honest with me, and want to charge me huge fees as a result of my inability to meet their deadlines.
Any one of these situations I could handle, but I simply don't have a spare thousand dollars to apease all three at once this month. And I've communicated this to them, and they all think they are the special exception that I will go above and beyond to satisfy. I don't regret in the slightest their inevetible dissapointment, and (in the case of my landlord and HR department) am willing to contact a lawyer if they continue to invent financial policies to attack me with.
Tuesday, March 24, 2009
Our Potential Four-Job Household
Darling and I were a half hour late to our immigration meeting Monday. That story involves two jobs, ungrateful co-workers, no map, brotherly miscommunication, extreme sleep deprivation, and a total meltdown. However, we narrowly arrived in time to plead our case and my husband is again a legal resident. Yay!!!
Darling will be a paid salad chef tomorrow, a position that may or may not become permanent. He also has a potential retail job in the works. Even though he wanted something technical or energy-related, both jobs are good for him in different ways and I'm excited that he finally has some serious long-term prospects. I've suggested that if he's offered both jobs this week, he should accept both short term and see how he feels about both. Hopefully he won't get as attached to both as I am to my jobs! We do not need four incomes...though that might pay for a side trip to Dublin next month...
I've decided to let myself work both of my current jobs for the rest of the Spring. All I can think about lately is that I don't want two jobs, but I don't want to leave either. So I'm just going to give myself time to just be, and see what happens around me. We have a trip to England in April, Summer school tuition due May, and an apartment change in June or July. Extra money won't hurt us, and by early Summer I should definitely know whether the baker is serious about teaching me, Darling will be secure at his job, and we will have a smaller and more affordable space (hopefully a co-op).
Darling will be a paid salad chef tomorrow, a position that may or may not become permanent. He also has a potential retail job in the works. Even though he wanted something technical or energy-related, both jobs are good for him in different ways and I'm excited that he finally has some serious long-term prospects. I've suggested that if he's offered both jobs this week, he should accept both short term and see how he feels about both. Hopefully he won't get as attached to both as I am to my jobs! We do not need four incomes...though that might pay for a side trip to Dublin next month...
I've decided to let myself work both of my current jobs for the rest of the Spring. All I can think about lately is that I don't want two jobs, but I don't want to leave either. So I'm just going to give myself time to just be, and see what happens around me. We have a trip to England in April, Summer school tuition due May, and an apartment change in June or July. Extra money won't hurt us, and by early Summer I should definitely know whether the baker is serious about teaching me, Darling will be secure at his job, and we will have a smaller and more affordable space (hopefully a co-op).
Sunday, March 22, 2009
My Cell Phone Argument
Darling and I made the controversial choice to not own a cell phone early in our marriage, around the same time we decided to eschew television and motor vehicles. This bothers my friends, co-workers, family, and employers to no end. However, I feel that Darling and I are making a rational and adult decision that will enable us to live happier, healthier, and more productive lives. The only downside is that these longer lives will be plagued with increasing numbers of jerks on cell phones.
I would say someone wants to argue this point with me an average of twice a week. The most common and passionate refrain is "what if there is an emergency?"
"What type of emergency?" I ask, "Zombie attack or heart attack?"
"A car accident? What if you are in a car accident?"
I then have to point out that the likelihood of my being in a car accident is slim to none, unless I happen to be given a ride by one of my many friends and family members who have started using their cell phones while driving. Darling and I are also unlikely to be in the middle of nowhere with a broken down car. Not driving pretty much cuts out car-related emergencies.
"What if you are hit by a car?"
"If I am hit by a car, but can still operate a cell phone, I probably don't need to."
"But if you were unconscious and rushed to the hospital, how would they inform Darling?"
This leads the conversation into a strange and terrible world for the cell phone user trying to have this argument with me. Very few people can comprehend that my husband and I are rarely apart, and know where the other is within a few blocks 99% of the time. We are either at work, home, in transit, together, or with friends. We plan our days together and consult each other before making plans. I don't need a cell phone to know where Darling is at any given time. I don't need to call him every 45 minutes to ask "what's up?"
It amazes me how few people can understand that I choose to save a bare minimum of $50 a year simply by planning ahead. Not planning ahead in terms of weeks or months, but by asking my husband "what are you doing today?" In our four years of marriage, there have been four times I can think of that having a cell phone would have made our lives more convenient (well, five times, but we prepared for that by borrowing one from a friend).I think saving $400 over the course of four years was well worth the mild discomfort of not being able to reach him at those times. And each circumstance taught us a lesson, made us stronger people and better mates.
The fact of the matter is that cell phones, like cars, are habit-forming and unhealthy. I don't know how many car accidents are caused every year by people on cell phones, but I do know that they are the biggest threat Darling and I face as pedestrians. They are also the biggest threat to our enjoyment of public spaces: their ringing, beeping, vibrating, and bright screens have interrupted yoga mediation sessions, ballet performances, movies, and countless conversations.
And to what benefit? My friends are increasingly dependent not only on their phones, but the constant connection they afford. One woman I know will be totally fixated on her phone if a text or message is not returned, increasingly agitated until a response is received. Co-workers who forget their phones in the morning can think of nothing else and spend the day borrowing other people's phones in the same way they would beg cigarettes. This dependency, coupled with contracts and monthly payments, does not strike me as "freedom" in any sense of the word. Freedom from planning, long-term thinking, and common courtesy, perhaps.
Every new media changes the function of mankind. It is becoming common knowledge that how we receive information strongly influences how we think. The parts of the brain used to consume print are very different than those used to surf the web. Our brains are constantly developing: new connections are developed and grow strong while others stagnate and weaken. The emerging digital generation is a different type of human than ever seen before: physiologically, emotionally, and intellectually. And from where I'm standing, this culture is dependent, hyperactive, unsustainable, and overwhelmed. Thanks, but no thanks, I'll keep my landline.
I would say someone wants to argue this point with me an average of twice a week. The most common and passionate refrain is "what if there is an emergency?"
"What type of emergency?" I ask, "Zombie attack or heart attack?"
"A car accident? What if you are in a car accident?"
I then have to point out that the likelihood of my being in a car accident is slim to none, unless I happen to be given a ride by one of my many friends and family members who have started using their cell phones while driving. Darling and I are also unlikely to be in the middle of nowhere with a broken down car. Not driving pretty much cuts out car-related emergencies.
"What if you are hit by a car?"
"If I am hit by a car, but can still operate a cell phone, I probably don't need to."
"But if you were unconscious and rushed to the hospital, how would they inform Darling?"
This leads the conversation into a strange and terrible world for the cell phone user trying to have this argument with me. Very few people can comprehend that my husband and I are rarely apart, and know where the other is within a few blocks 99% of the time. We are either at work, home, in transit, together, or with friends. We plan our days together and consult each other before making plans. I don't need a cell phone to know where Darling is at any given time. I don't need to call him every 45 minutes to ask "what's up?"
It amazes me how few people can understand that I choose to save a bare minimum of $50 a year simply by planning ahead. Not planning ahead in terms of weeks or months, but by asking my husband "what are you doing today?" In our four years of marriage, there have been four times I can think of that having a cell phone would have made our lives more convenient (well, five times, but we prepared for that by borrowing one from a friend).I think saving $400 over the course of four years was well worth the mild discomfort of not being able to reach him at those times. And each circumstance taught us a lesson, made us stronger people and better mates.
The fact of the matter is that cell phones, like cars, are habit-forming and unhealthy. I don't know how many car accidents are caused every year by people on cell phones, but I do know that they are the biggest threat Darling and I face as pedestrians. They are also the biggest threat to our enjoyment of public spaces: their ringing, beeping, vibrating, and bright screens have interrupted yoga mediation sessions, ballet performances, movies, and countless conversations.
And to what benefit? My friends are increasingly dependent not only on their phones, but the constant connection they afford. One woman I know will be totally fixated on her phone if a text or message is not returned, increasingly agitated until a response is received. Co-workers who forget their phones in the morning can think of nothing else and spend the day borrowing other people's phones in the same way they would beg cigarettes. This dependency, coupled with contracts and monthly payments, does not strike me as "freedom" in any sense of the word. Freedom from planning, long-term thinking, and common courtesy, perhaps.
Every new media changes the function of mankind. It is becoming common knowledge that how we receive information strongly influences how we think. The parts of the brain used to consume print are very different than those used to surf the web. Our brains are constantly developing: new connections are developed and grow strong while others stagnate and weaken. The emerging digital generation is a different type of human than ever seen before: physiologically, emotionally, and intellectually. And from where I'm standing, this culture is dependent, hyperactive, unsustainable, and overwhelmed. Thanks, but no thanks, I'll keep my landline.
Saturday, March 21, 2009
Catching Up and Making Progress
Sorry I haven't been updating much. A bout of something rotten had me in bed most of my time in Virginia and my first couple of days home. Since then I've been working like crazy trying to catch up with my co-workers in hours - many clocked out last week with nearly 40 hours overtime. South By Southwest has Austin on the run.
Darling and I walked today to pick up our milk and were offered farm fresh eggs as well. These aren't quite as rare in Austin as milk, but it would be nice to have one-stop dairy shopping. On the way we passed a restaurant which advertises local organic lunches and dinners. I know the owner because he buys bread from the bakery, and happened to know he was looking for kitchen help, so Darling popped in for an application. He got an interview instead, and starts Wednesday at ten in the morning for a trial run :)
Darling has another job interview on Monday which I feel good about, so I suspect he will have to make a choice between the two. Darling working at all will afford me the opportunity to make a choice between the bakery and the restaurant. That choice would be easier, except it seems the baker has had a slight change of heart about teaching me right away due to financial reasons: he can't afford another baker right now. So now I have to question not only whether I would be happier earning a much lower income at the bakery, but also whether I want to risk depending on a business that may not be able to afford me.
Darling and I walked today to pick up our milk and were offered farm fresh eggs as well. These aren't quite as rare in Austin as milk, but it would be nice to have one-stop dairy shopping. On the way we passed a restaurant which advertises local organic lunches and dinners. I know the owner because he buys bread from the bakery, and happened to know he was looking for kitchen help, so Darling popped in for an application. He got an interview instead, and starts Wednesday at ten in the morning for a trial run :)
Darling has another job interview on Monday which I feel good about, so I suspect he will have to make a choice between the two. Darling working at all will afford me the opportunity to make a choice between the bakery and the restaurant. That choice would be easier, except it seems the baker has had a slight change of heart about teaching me right away due to financial reasons: he can't afford another baker right now. So now I have to question not only whether I would be happier earning a much lower income at the bakery, but also whether I want to risk depending on a business that may not be able to afford me.
Sunday, March 15, 2009
Weekend In VA
In Virginia we got to see snow. I woke up to it Friday morning and knew we'd spend the day inside. Darling, spoiled by the endless Texas Summer, forgot to pack any sweaters. So we spent most of our first day in Virginia lounging around my sister-in-law's house.
Saturday morning I awoke to what must be a stomach bug, totally incapable of even brewing a cup of coffee. I managed a breakfast at IHOP with family and our minister, though, and drove to Staunton to meet up with friends without too much trouble. The rest of the day was spent nauseated and dizzy, avoiding food and popping pills.
Our friends' wedding was beautiful, and Darling was a very handsome grooms-man. I was able to eat some food at the reception, but couldn't manage a slice of wedding cake. We got home at around six in the evening, discussed evening plans, and the next thing I knew it was midnight - I'd passed out on my friend's couch! Darling and I stayed there until we left to catch our plane home at four a.m. I'm so embarrassed to have travelled so far just to be sick and sleep. At least we made the wedding.
Except for a couple of turbulent hours on the plane, I'm feeling much better today. Baked a sweet potato and brewed a cup of coffee. Enjoying the warmth and peace of being at home, vaguely trying to piece the rest of the day/week/month/year together in my mind.
Saturday morning I awoke to what must be a stomach bug, totally incapable of even brewing a cup of coffee. I managed a breakfast at IHOP with family and our minister, though, and drove to Staunton to meet up with friends without too much trouble. The rest of the day was spent nauseated and dizzy, avoiding food and popping pills.
Our friends' wedding was beautiful, and Darling was a very handsome grooms-man. I was able to eat some food at the reception, but couldn't manage a slice of wedding cake. We got home at around six in the evening, discussed evening plans, and the next thing I knew it was midnight - I'd passed out on my friend's couch! Darling and I stayed there until we left to catch our plane home at four a.m. I'm so embarrassed to have travelled so far just to be sick and sleep. At least we made the wedding.
Except for a couple of turbulent hours on the plane, I'm feeling much better today. Baked a sweet potato and brewed a cup of coffee. Enjoying the warmth and peace of being at home, vaguely trying to piece the rest of the day/week/month/year together in my mind.
Friday, March 13, 2009
Opportunity Knocks
I'm going to be a baker!
This was such a long, weird week. I worked six shifts back-to-back, starting with a closing shift Sunday night at the restaurant and ending with a morning shift at the bakery Wednesday afternoon. In between I purchased $1200 worth of plane tickets, interacted with shelter dogs for the first time, slept exactly seven hours, and was given a very financially pleasing server promotion. Then after work Wednesday my boss, D, who is also the bakery owner and has 20 years of experience in his trade, asked me if I'd like to become a baker myself. So I was sort of offered two promotions two days in a row and I left for Virginia with a rather stoked ego.
I don't know what this will do to my hours or income, but it's certainly a breakthrough in the right direction.
This was such a long, weird week. I worked six shifts back-to-back, starting with a closing shift Sunday night at the restaurant and ending with a morning shift at the bakery Wednesday afternoon. In between I purchased $1200 worth of plane tickets, interacted with shelter dogs for the first time, slept exactly seven hours, and was given a very financially pleasing server promotion. Then after work Wednesday my boss, D, who is also the bakery owner and has 20 years of experience in his trade, asked me if I'd like to become a baker myself. So I was sort of offered two promotions two days in a row and I left for Virginia with a rather stoked ego.
I don't know what this will do to my hours or income, but it's certainly a breakthrough in the right direction.
Tuesday, March 10, 2009
Whirlwind
We bought plane tickets to England.
I am an official Town Lake Animal Shelter Volunteer.
My restaurant promoted me.
We are totally broke.
On Thursday morning we leave for Virginia.
I am overwhelmingly exhausted.
I am an official Town Lake Animal Shelter Volunteer.
My restaurant promoted me.
We are totally broke.
On Thursday morning we leave for Virginia.
I am overwhelmingly exhausted.
Saturday, March 7, 2009
First Seedlings of '09
We have tomato seedlings!!!
I had basically lost faith in my ability to sprout seeds. I know we were able to do it last year, but I've been so much busier lately and haven't been able to give the flats even the minimal time and attention they require. Finally I just put a pot of compost and seeds on our bedroom dresser where I could not possibly forget about it.
Every night before bed, I poured some of my night-time cup of water on the soil. Every morning upon waking, we both had a drink. I considered this an act of futility. I imagined that without a fancy lighting system, spray bottle, and gourmet potting soil my babies would ignore my attempts at bringing them to life. Then yesterday morning I was greeted by about half a dozen sweet, leggy greens!
Eventually planting, growing, and harvesting will feel natural and predictable. Someday I will trust myself and the soil and the sun. In the meantime, every little success feels monumental and magical.
I had basically lost faith in my ability to sprout seeds. I know we were able to do it last year, but I've been so much busier lately and haven't been able to give the flats even the minimal time and attention they require. Finally I just put a pot of compost and seeds on our bedroom dresser where I could not possibly forget about it.
Every night before bed, I poured some of my night-time cup of water on the soil. Every morning upon waking, we both had a drink. I considered this an act of futility. I imagined that without a fancy lighting system, spray bottle, and gourmet potting soil my babies would ignore my attempts at bringing them to life. Then yesterday morning I was greeted by about half a dozen sweet, leggy greens!
Eventually planting, growing, and harvesting will feel natural and predictable. Someday I will trust myself and the soil and the sun. In the meantime, every little success feels monumental and magical.
Monday, March 2, 2009
Two-Job Addiction
The most challenging aspect of working two jobs are the transition days. Closing the restaurant Sunday night, opening the bakery Monday morning. On Thursdays I wait tables only a few hours after bagging muffins. Mid-week and mid-weekend, when I'm only focused on one employer, is much easier. I don't think about not having days off. So far my schedule is far more relaxed than when I was in college, editing the student newspaper, and working the night shift at a gas station. I like to keep busy.
I don't want to keep doing this, of course, because my personal productivity is hindered by having so little free time and such an awkward sleep schedule. It's hard to know when to stop, though. Especially since I'll be giving up the much, much better paying job. I'll be leaving about three-fourths of my income when I ditch the restaurant biz. It will be worth it, I think, but not easy.
It's so hard to take a voluntary pay cut, to walk away from somewhat easy money. I was hoping to quit quit serving in February, but now I need to pay for some plane tickets. After buying plane tickets I'll need to keep saving for the trip. Then I'll need both jobs to save up for our upcoming move, not to mention tuition for next semester...why not pay off our debt while we're at it?
I have to keep in mind that how much we earn is not the determining factor in how well we live. In fact, how hard we work - in areas that do not bring us joy - has a direct and negative affect on our quality of life. I am torn between focus and passion, want and responsibility. I want to be debt free, I'm focused on our income. But working 60 hours a week is not responsible, and I need to dedicate my time and energy on areas I feel passionate about: Darling, family, friends, learning, health...and of course travel.
It would be easy to say I can quit my second job whenever I want, that we can revert to a single income lifestyle. But I can't risk typing a lie. After only a few weeks of having a little extra money, "going back" feels really scary.
If giving up a second job is this difficult, what must credit withdrawal be like?
I don't want to keep doing this, of course, because my personal productivity is hindered by having so little free time and such an awkward sleep schedule. It's hard to know when to stop, though. Especially since I'll be giving up the much, much better paying job. I'll be leaving about three-fourths of my income when I ditch the restaurant biz. It will be worth it, I think, but not easy.
It's so hard to take a voluntary pay cut, to walk away from somewhat easy money. I was hoping to quit quit serving in February, but now I need to pay for some plane tickets. After buying plane tickets I'll need to keep saving for the trip. Then I'll need both jobs to save up for our upcoming move, not to mention tuition for next semester...why not pay off our debt while we're at it?
I have to keep in mind that how much we earn is not the determining factor in how well we live. In fact, how hard we work - in areas that do not bring us joy - has a direct and negative affect on our quality of life. I am torn between focus and passion, want and responsibility. I want to be debt free, I'm focused on our income. But working 60 hours a week is not responsible, and I need to dedicate my time and energy on areas I feel passionate about: Darling, family, friends, learning, health...and of course travel.
It would be easy to say I can quit my second job whenever I want, that we can revert to a single income lifestyle. But I can't risk typing a lie. After only a few weeks of having a little extra money, "going back" feels really scary.
If giving up a second job is this difficult, what must credit withdrawal be like?
Sunday, March 1, 2009
March Net Worth
Hopefully I will figure out GnuCash soon and won't have to rely on pencil-and-paper records any longer. In the meantime, enjoy my net worth:
Our debt comes to $15,329.62, and our cash assets amount to $1,429.81. Our net worth is -$13,899.81, $1,727.94 more than last month! This doesn't seem possible considering we purchased plane tickets this month, but I guess that goes to show what meals from scratch, two jobs, and a few pay checks contributed by the spouse can do.
Hopefully this month will be busier with job #1 and I won't need to rely on the income produced by job #2. Maybe Darling will be offered job #3 and we can wipe out some outstanding debts completely before leaving the country.
Our debt comes to $15,329.62, and our cash assets amount to $1,429.81. Our net worth is -$13,899.81, $1,727.94 more than last month! This doesn't seem possible considering we purchased plane tickets this month, but I guess that goes to show what meals from scratch, two jobs, and a few pay checks contributed by the spouse can do.
Hopefully this month will be busier with job #1 and I won't need to rely on the income produced by job #2. Maybe Darling will be offered job #3 and we can wipe out some outstanding debts completely before leaving the country.
Cream and Computers
This morning I had fresh, raw, local cream for my coffee. For breakfast I will be toasting the cinnamon raisin bread I brought home (free) from work at the bakery.
A second cup of coffee and I will be ready to embark on a new adventure with a Linux financial management program called GnuCash. Although I've never wanted to experiment with financial software before, Linux and I are getting along great and I'd like to know more about my open-source software options. Free, legal, and basically virus-free programs are definitely my friends.
A second cup of coffee and I will be ready to embark on a new adventure with a Linux financial management program called GnuCash. Although I've never wanted to experiment with financial software before, Linux and I are getting along great and I'd like to know more about my open-source software options. Free, legal, and basically virus-free programs are definitely my friends.
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